Blogs

Legislative Webinar: August 6, 2010

If you were able to attend today’s webinar on Medical Loss Ratio, Dependent Coverage and Grandfathered Plans, we thank you for your participation. If you have any questions that were not addressed on the call or if you have suggestions for the next webinar, we encourage your comments. Click the “Add new comment” link below to submit your feedback.

If you were unable to attend, a recording of the webinar will be available soon on HealthcareExchange.com.

Author: BenefitMall
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Preventive Measures to Come to New Plans

As part of the new health care regulations, preventive care is now to be included in new health plans for no additional member costs. This applies solely to new plans. Current grandfathered plans are not required to institute the preventive measures outlined in the new bill.

Some of the preventive measures will take effect now, while others will take effect next year. Among the measures that will go into effect with the new plans include mammograms, immunizations, colonoscopies and other preventive services.

Author: Bernard DiFiore
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Government Launches Quality Care Website

Part of the problem facing our health care system is lack of information. The federal government launched a website late last month to help alleviate this issue – healthcare.gov.

The site was developed to provide information on both health insurers and providers with the thought that Americans can make better decisions and lower health care costs if they have access to the data. Currently, most of the data regarding quality of insurers and providers is not available to the public.

Insurers, who now provide little information when it comes to quality of care, would be forced to submit information regarding their data. Providers already offer up this information to some extent but now it will be available to the public.

Author: Michael Gomes
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Federal Government Plan Based on Massachusetts Plan Proves Worrisome

There are many that don’t know what to expect when the new health law is fully enacted. To see the results, take a look at the current universal health care plan in Massachusetts, a plan that is “essentially identical” to the national plan, according to President Obama.

The Massachusetts program was intended to insure all state residents, while decreasing costs. It has not fulfilled the second objective.

The plan, passed in 2006, is struggling along. In order to contain costs, Governor Duval Patrick imposed artificial price caps on premium rates earlier this year. In April, his insurance commissioner rejected 235 of 274 requests for increases by insurers, despite insurers finding them necessary to cover claims expenses.

Author: Scott Kirksey
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