Blogs

PPACA Fails to Simplify Administrative Process

The Patient Protection and Affordable Care Act (PPACA) is failing to live up to a key promise that was made when the law was enacted in 2010 —simplifying the administrative process to obtain health insurance coverage through a state health benefits Exchange.

The U.S. Department of Health and Human Services (HHS) recently issued a draft of the paper application and a 60-page description of the online version earlier this week. While the White House has supported the law, claiming Exchanges, or “marketplaces...

Author: Bernard DiFiore

HHS Completes Initial Review of State-Based and Partnership Exchange Blueprints

Last week, the U.S. Department of Health and Human Services (HHS) announced the conditional approval of four states to operate partnership Exchanges. Iowa, Michigan, New Hampshire and West Virginia had declared their intention to build their respective Exchange systems in collaboration with HHS – an option available to states under the Patient Protection Affordable Care Act (PPACA) – but HHS had to review each state’s plan or “blueprint...

Author: Michael Gomes

Exchange Deadline Passes: 50% of States Default to Federally-Facilitated Exchanges

As implementation of President Obama’s health insurance reform law continues, a major deadline has come and gone.

States were required to notify the U.S. Department of Health and Human Services (HHS) by Friday, February 15, if they planned to establish a state-based health benefits Exchange. If HHS did not receive notification, the state is deemed to default to a federally-run Exchange. Regardless of whether the state or federal government is in charge, the Patient Protection and Affordable Care Act (PPACA) requires that Exchanges be operational by October 1 of this year....

Author: Michael Gomes

HHS Issues Final Rule on Essential Health Benefits

The Department of Health and Human Services (HHS) has released a 149-page final rule detailing the essential health benefits (EHB) requirements. Beginning in 2014, all new small group and individual market plans will be required to cover EHB categories. The rule largely codifies proposed rules that were released last November.  

HHS Secretary Kathleen Sebelius praised the rule, stating, “People all across the country will soon find it...

Author: Michael Gomes

President Obama Links Health Care Reform to Rising Debt during State of the Union Address

During President Barack Obama’s state of the union address on February 12, the President touched on a number of key health care reform issues signaling that he will continue to push forward his agenda during his second Presidential term.

Early on in his speech, President Obama addressed the rising deficit, and the potential sequester in particular.  While the President stated that the sequester...

Author: Michael Gomes

Spike in Health Insurance Premiums Likely as PPACA Reforms Roll Out

With key elements of the Patient Protection and Affordable Care Act (PPACA) taking effect in the coming year, many health care and financial pundits foresee up to double-digit premium increases for insurance coverage.  Yet others disagree, believing PPACA has the potential to keep insurance affordable. In fact, President Obama made this assertion during his recent State of the Union address.

One issue grabbing headlines is the looming implementation of employer and individual mandates as part of PPACA’s health benefit expansions and insurance reforms.  This blog briefly...

Author: Michael Gomes

About BenefitMall

Healthcare Exchange is powered by BenefitMall and designed to serve as a platform for exchanging ideas and finding solutions for healthcare reform. Learn More

BenefitMall is the complete Broker services company providing products, services and tools to make selling employee benefits to businesses more efficient. Learn More

CompuPay, a BenefitMall Company, is committed to our clients and partners through our dedication to providing unparalleled excellence in our payroll products and services. Learn More