Blogs

Pricewaterhouse Coopers Report Examines Those Newly Covered by PPACA

No doubt, the Patient Protection and Affordable Care Act (PPACA) is dramatically transforming the health insurance industry.  One of the biggest changes will be the significant increase in the number of covered lives, as millions of individuals will be added to the insurance rolls.  This represents the largest increase in the insured population since the inception of the federal Medicare program. As a result, PPACA is facilitating the...

Author: Michael Gomes

President Barack Obama Wins Re-Election for Second Term

PPACA Implementation will continue but with some challenges from the Republicans and States

With razor thin margins in key swing states, President Barack Obama has been elected to a second term, beating out his Republican challenger, former governor Mitt Romney.

Pundits and political insiders waited to call the election until poll results came in from Ohio.  After it was clear President Obama had won that state, and another key swing state of Virginia, many...

Author: Michael Gomes

Election 2012 A Comparison of Romney and Obamas Health Care Platforms

With the Presidential election approaching in the next twenty-four hours, health care reform has taken center stage in debates and in the minds of voters.  The U.S. Supreme Court’s decision to uphold the majority of the Patient Protection and Affordable Care Act (PPACA) provided a boost for President Obama heading into the fall campaign season.  At the same time, a significant number of American voters are not in favor of PPACA and therefore support Mitt Romney’s call for the repeal of major elements of the health care reform plan. 

The political discord mounting between the...

Author: Michael Gomes

States Are Designating Essential Health Benefits

The Patient Protection and Affordable Care Act (PPACA) describes the health benefits Exchange concept as the process of participating insurers conforming to a list of mandatory benefits.  These mandatory benefits are called Essential Health Benefits (EHBs). This blog will examine the concept of EHBs, the benefits selected by member states, and the challenges states face in selecting their EHB package. 

Section 1302 of PPACA addresses EHBs.  Section 1302 (b)(1) contains a list of 10 coverage areas that...

Author: Michael Gomes

Research Unveils 2012 Health Care Trends, Makes 2013 Predictions

Results of a new study reveal the struggle employers face as they try to balance implementation of the Patient Protection and Affordable Care Act (PPACA) while controlling costs.  The 17th Annual Towers Watson/National Business Group on Health Employer Survey on Purchasing Value in Health Care polled mid-sized and large employers about their 2013 health benefits, yielding responses from 512...

Author: Michael Gomes

PPACA Tax on Medical Devices Could Prove Problematic for Manufacturers

Over the past year, BenefitMall has published over a dozen updates that identify and discuss key tax provisions authorized through the Patient Protection and Affordable Care Act (PPACA). One of these provisions, a 2.3% tax assessed against medical device manufacturers that takes effect in January, was recently featured in a Wall Street Journal opinion piece written by former Democratic Senator Evan Bayh of Indiana. In the piece, ObamaCare’s Tax Raid on Medical Devices, Senator Bayh called for the tax’s repeal.  Although the tax is widely unpopular, the government expects the funds generated from the tax will offset PPACA implementation costs.

Author: Michael Gomes

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