Bernard DiFiore's blog

Are We Blaming the Messenger?

It is commonly known that last July, Health Care Reform became Health Insurance Reform.  This put insurance carriers directly in the crosshairs of the Obama administration.  So why would Blue Cross of California and other carriers around the country risk the criticism of the public and the administration by seeking double digit rate increases.  Simply – it’s because they have to.

Author: Bernard DiFiore
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Republicans Continue to Filibuster but Offer up Little Detail on Their Own Ideas

With next week’s health care summit between Republicans and President Obama, Republicans must show that they weren’t filibustering for the sake of holding party lines. This includes coming up with proposals on ways to reform health care in the United States.

Author: Bernard DiFiore
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Public Option Plan Rehashed

The latest polls show that Americans are less and less satisfied with the health care reform bill. The fact is President Obama promised transparency when it comes to health care reform. What happened instead are meetings behind closed doors, along with wrangling and back door deals that would get the 60 votes from the Senate. Republicans weren’t included and reacted by filibustering the bill.

Author: Bernard DiFiore
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Avalere Health Releases Study Exploring Needs & Challenges for Individual & Small Group Markets Purchasing Healthcare Insurance

Avalere Health, a Washington D.C. based strategic and analytic consulting firm dedicated to improving the healthcare system released a study today exploring the needs and challenges faced by the individual and small group markets in the purchase of health insurance.  Massachusetts and Maryland were the states reviewed as a comparison case study.

Author: Bernard DiFiore
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State of the Union Address

On Wednesday night, President Barack Obama spoke to Congress and the country in a 71-minute State of the Union speech. It looks like he’s been paying attention to the latest populist polls, and attempting to refocus his attention on the immediate problems that are affecting America.

Author: Bernard DiFiore
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IRS’ New Role May Have Them Monitor Health Care Coverage

Both the Senate and House versions of the proposed health care bill include provisions that would require a majority of Americans to have health insurance or face a financial penalty. It would be the IRS’ job to enforce this legislation. They would require Americans to provide proof of their coverage on their federal tax returns. Those who don’t would face a monetary penalty. It would be the IRS’ job to go after those who decline health care coverage.

Author: Bernard DiFiore
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Senate Bill Passed

Several weeks ago, it looked unlikely that a bill would pass through the Senate before Christmas. On December 24, the Senate approved the health care overhaul legislation in a difficult partisan split vote by a narrow margin of 60-39.

Author: Bernard DiFiore
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Is a Public Option Plan Over?

After back and forth negotiations, Senate Democrats came to a consensus on Tuesday and agreed to drop the government-run public option plan from the proposed health care bill. This came after five liberal and five moderate Democrats negotiated the terms of the bill behind closed doors over the past several days.

Author: Bernard DiFiore
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Disagreement over the Public Option Plan

The public option plan was born after President Obama campaigned for a government insurance program that would create a non-profit competitor to private insurers, claiming it would drive down costs. Bills have been drafted by both the House and Senate to include such a plan – the public option plan – but lately, they have caused both bills to stall till a consensus is reached.

Senate Majority Leader Harry Reid proposed a clause for a state opt-out version. This solution has been met with opposition, both by Republicans and several Democrats.

Author: Bernard DiFiore
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Something is Missing from this Reform Initiative

Something is missing from President Obama’s reform initiative. That something is really someone- you, the health care consumer. As individuals we have the power to create a reformed healthcare insurance system that doesn’t solely empower the government. If the current reform were to pass the following would happen: private insurance as we know it today would vanish, the government would be included in the doctor-patient relationship, the quality of care received would decrease and our deficit would be increased by over one trillion dollars over the next ten years.

Author: Bernard DiFiore
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