With an FFM User ID, can an agent sell through any state's FFM provided the agent is appropriately licensed in that state?

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The answer is yes, as long as these rules are followed. 

To participate in the FFM or FF-SHOP, agents/broker must:

  • Adhere to all state requirements for licensure, appointment, and market conduct
  • Complete Marketplace on-line training*
  • Complete the applicable Marketplace Agreement(s)
  • Complete security authentication steps for FFM registration**

*For agents and brokers working exclusively in FF-SHOPs, this is optional but strongly encouraged.
**This applies to agents and brokers operating in the Federally-facilitated individual Marketplace.